DEATH, DIVORCE & MOVING are the three most stressful experiences
in life.
There are two very different kinds of needs that people have while
moving. First there are the transactional needs, like finding the home
that is just right for you, finding a seller who is realistic, negotiating
the price, filling out the paperwork, handling the escrow, and arranging
for the move. But there are also emotional needs that are involved when
moving, and this is where the biggest stress comes in. Any competent agent
will handle the transactional needs for you, but if your emotional needs
are unfulfilled, you’ll be frustrated and may not act in your own best
interests. The ideal real estate agent is one, who is competent with paperwork
and numbers, but can also guide, direct, and counsel you through the emotional
ups and downs of moving. Here are the six best ways we’ve found to
beat the stress.
1. Begin with the end in mind.
Have an ultimate scenario of where you’re trying to be. What
will life be like when you get there? How will it be better than where
you are now? Dwell on that picture and write it out, fill up at least a
page about how it feels in the new place. This is imperative. Having the
goal in front of you at all times energizes you to achieve it, in spite
of setbacks and frustrations. Emotions will run high and you need
an anchor. In childbirth, the Lamaze method teaches you to focus on one
spot when enduring labor pains. In the Bible it says that Jesus willingly
went to the cross by focusing on the joy He would have when it was over.
In the same way, you too must focus on that future goal when anxiety threatens
to get the better of you.
2. Be flexible.
In your monetary calculations, overestimate by a thousand dollars.
In this market, anything can happen between contract acceptance and closing.
It could be the inspections reveal areas of concern that the seller is
unwilling to fix or the repair costs are higher than the amount limited
in the contract. Or the interest rate changes which affects the necessary
down payment and closing costs you will need to come up with. As your real
estate team, we will strive to tie up loose ends as quickly as possible,
but remember there is no perfect world.
Most buyers feel a bit overwhelmed when taking on a new mortgage
and the responsibilities of a new home and we’ve seen many buyers get angry
when it seems like the cost just keeps going up. Anger is caused when reality
doesn’t match up with the expectations you had in your mind. So if you
anticipate this happening in advance, you won’t get angry. In fact, it’ll
probably go better than you expected.
3. Trust in the process.
There’s just so much to do, it’s easy to panic. You wonder if
it will ever work out. In fact, when we bought our house, we couldn’t eat
for a day, we felt sick to our stomachs! You think you’re taking a big
chance, but the truth is you’re giving yourself a big chance. Even though
you can’t see every step of the way, as you move towards your goals, the
way opens up. We know that you haven’t moved in a long time and it’s a
major upheaval in your life. But we’ve been there many times before,
and we’ll be looking out for you. Trust that we know the way to get you
there.
4. Get knowledge.
One thing you’ll probably feel during this transition time is
being out of control. It feels like everyone else has taken over your life.
The seller, your lender, the appraiser, the inspectors, they all have the
power to say yes or no to your moving plans.
We’ll try our best to let you know ahead of time what your expenses
will be, and what the unknowns are. We’ll tie down the loose ends as soon
as possible. We’ll try to get your loan approved within a reasonable
time frame. We’ll educate you as best we can and let you in "behind the
scenes" so you won’t ever feel stupid or out of control.
5. What is your option?
When things don’t go as smoothly as you had hoped, don’t let
emotions take over. Always ask yourself "What is my option?" because there
are always options. Let’s pretend the lender takes longer than agreed
upon to get your loan. He keeps asking you for more and more documentation
until if feels like he also needs to know how many gold fillings you have
in your mouth! You’ll feel upset because you wanted to feel certain about
the move and now you still have to live with the uncertainty. You want
to say "Forget it, I’m fed up with this!" But what is your option? Find
a new lender and start the process over again? That may take weeks, plus
you will have to provide all the paperwork over again. If the lender is
trying his best, it may be better to give him a few more days. Each case
is unique, but when setbacks occur we’ve found that asking yourself this
question helps to defuse the situation and restore clear headed thinking.
6. Seek entertainment.
When there’s nothing you can do about the situation, take your mind
off of it altogether. Maybe you expected loan approval on Friday, but now
it won’t come until Monday. You hate being in limbo and feeling powerless.
So do something else entirely, maybe something where you aren’t powerless.
Take a hike, play tennis, get out of town for the day. Watch a movie, pray,
or pour yourself into your work. Whatever diversion works best for you,
now would be a good time to engage in it. Just forget the situation and
refuse to listen to those irritating thoughts when they come into your
head. Think about something else instead and just take it one day at a
time.
To keep stress to a minimum, here’s how I’ll serve you when you work
with me in buying your new home:
Give my best-reasoned expert counsel and advice with your best interests
in mind. Clarify your goals and motivation, and decide if moving is the
wisest choice at this time. Provide recommendations and information
to help your kids through all the changes.
Negotiate effectively for you to get the lowest possible price for
your new home. Treat your money like it was my own, shaving every expense
possible. Protect your interests during escrow, keeping a detailed record
of the transaction.
Be your levelheaded sounding board or relief valve when the stress
is overwhelming. Counsel you through the feelings of "buyer’s remorse".
Alert you ahead of time to every possibility so you feel more in control.
Contact you daily during the last 10 days of the transaction to serve
your needs. Provide guidance and help with movers, change of address,
utilities shut off, cleaning, etc.
Deliver your closing paperwork. Continue to give you information
of value after the transaction... for life.